First-Time Home Buyers
Buying your first home in Henderson or Las Vegas, step by step: budget, pre-approval, down payment help, offers and closing.
What to know about first-time buyers
Our full Nevada buying process, in plain language.
Nevada programs can help with down payment and closing costs for eligible buyers. Your lender confirms eligibility.
Often the most affordable way into a good neighborhood.
Run the numbers before you decide.
See a monthly payment with taxes and insurance.
Start looking.
From first call to keys in hand
Most agents stop at closing. We keep going until the lights are on and the boxes are open.
A real price range, lender intros and a short list of areas that fit.
Private showings in person or by live video if you are out of state.
Pricing from recent sold homes, terms written to win without overpaying.
Inspections, appraisal, title and escrow tracked to the day.
Power, water, gas and internet set up for you through our Utilities Connect Concierge.
What people ask us
How much do I need for a down payment?
Some loans allow as little as 0 to 3.5% down for qualified buyers. A lender confirms what you qualify for.
What does a buyer's agent cost?
Agent pay is agreed in writing before you tour, and sellers often cover some or all of it.
How long does it take?
Most purchases close in about 30 to 45 days after an accepted offer.
Talk to Nate directly
No call center and no hand-off to a junior agent. You get Nate Smith, a Henderson-based broker-salesperson with eXp Realty, by phone or text.
Nate Smith, Nevada broker-salesperson, license BS.0144709, with eXp Realty. Equal Housing Opportunity.